Auto Insurance joke

An accountant and a businessman were sailing in the Bahamas. The Accountant said, “Your know my friend I am on here in this paradise, because of my auto insurance company…a tree fell on my garage and totalled my three antique cars that were in the garage. All my life went into these priceless cars, however, the car insurance company paid me handsomely.”
Now that is a coincidence,” The businessman exclaimed. “Because I am also here because my families four cars were swept away in a flood and also my car insurance company paid basically for everything and more.”
The accountant pondered the businessman’s words, was silent for a moment and at last said “So let me as you, How does one start a flood?”

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